Kelowna & West Kelowna Tax Sales 2025 — Complete Guide with Property Lists, Redemption Rules, Interest Rates & FAQs

Kelowna & West Kelowna Tax Sales 2025 — Complete Guide with Property Lists, Redemption Rules, Interest Rates & FAQs

When most people think about buying real estate in the Okanagan, they imagine MLS® listings, presales, or private deals. But there’s another way properties can change hands in British Columbia: municipal tax sales.

Tax sales happen when property owners fail to pay their municipal property taxes for multiple years. Under BC’s Local Government Act, cities like Kelowna and West Kelowna have the legal right to auction these properties to recover the debt.

For investors, tax sales can be a bond-like investment with a unique upside: the chance to acquire property at below-market prices.

This guide is your complete 2025 resource for Kelowna and West Kelowna tax sales — including property lists, redemption rules, interest calculations, FAQs, and a realistic investor’s perspective.

What Is a Tax Sale in BC?

A tax sale is a public auction where municipalities sell properties with three years of unpaid property taxes.

• Who runs them: Cities and municipalities, like Kelowna and West Kelowna

• When: The last Monday in September each year

• Where: Auctions are held at each City Hall

• Why: To recover unpaid property taxes, penalties, and interest

How the Tax Sale Process Works

1. Unpaid taxes: After 3 years, the property becomes delinquent.

2. Public notice: Cities must advertise the list for 2 weeks prior to auction.

3. Auction day: Held at City Hall; bidding starts at the “upset price” (taxes + penalties + interest + fees).

4. Winning bidder: Pays the upset price immediately in certified funds.

5. Redemption period: Owners, lenders, or chargeholders have 1 year to redeem.

6. If redeemed: Buyer gets refunded + interest.

7. If not redeemed: Buyer registers title and becomes the new legal owner.

The Redemption Period: What You Need to Know

• Length: 1 year after the auction.

• Before the sale: Owners can make partial payments to stop their property from being auctioned and push the timeline forward another year.

• After the sale: Only full payment is accepted. Partial payments are no longer enough.

• Kelowna’s special rule: If the City itself is the purchaser (no outside bids), and the property has improvements, the owner can redeem by paying 50% of the upset price plus interest, extending redemption by nearly another year.

⚖️ Reality check: The odds are very high that most homeowners will redeem their properties. Walking away rarely makes sense when they have a full year to refinance, restructure, or sell.

But for investors, that’s still a win — because if the property redeems, you earn guaranteed interest on your money.

How the Interest Works

When a property is redeemed, you get your money back plus interest set by the Province.

• 2025 redemption rate: 6% annually

• Pro-rated: Based on how many months your funds are tied up

Example: $200,000 Purchase

Comparing Tax Sales to Bonds

• Government of Canada 1-year bonds (2025): ~4–4.5%

• BC Tax Sale Redemption Interest: 6%

That means buying at a tax sale is like putting your money into a bond alternative with optional upside:

• If redeemed → You earn more than a government bond.

• If not redeemed → You acquire real estate, often below market value.

💡 Investor’s Takeaway

• High odds of redemption: Most owners will redeem.

• Guaranteed return: 6% annual interest if redeemed.

• Optionality upside: Either bond-like return or property ownership.

• Alternative investment: Safer than it looks, with a slim but real chance to strike gold.

Pros of Buying at a Tax Sale

• Earn guaranteed interest if redeemed

• Acquire property below market if not

• Mortgages and most charges cleared after redemption expires

• Process clearly defined by BC law

Risks of Buying at a Tax Sale

• Capital tied up for a year

• Properties sold “as is, where is”

• No inspections or warranties

• Some liens (Crown or environmental) may survive

• Owners can delay sales with partial payments before auction

2025 Kelowna Tax Sale Property List

The following properties are scheduled for the Kelowna Tax Sale on September 29, 2025 at 10:00 a.m. in Council Chambers, Kelowna City Hall (1435 Water Street).

⚠️ Note: Properties may be withdrawn if delinquent taxes are paid before the auction date.

Kelowna Properties

• 770 Stockwell Ave — Plan KAP1315, Lot 16, District Lot 138 — Upset Price: $11,825.87

• 106 - 391 Tilley Rd — Plan EPS1363, Lot 2, Section 2, Township 20 — Upset Price: $52,997.85

• 706 Rose Ave — Lot 4, Plan KAP3766, District Lot 136 — Upset Price: $12,776.84

• 20 - 170 Celano Cres — Plan EPS4162, Lot 20, Section 4, Township 23 — Upset Price: $13,166.10

• 62 - 170 Celano Cres — Plan EPS4162, Lot 62, Section 4, Township 23 — Upset Price: $13,097.59

• 139 Wyndham Cres — Lot 7, Plan KAP51847, Section 4, Township 23 — Upset Price: $12,389.10

• 223 Upper Canyon Dr N — Plan EPP24897, Lot 21, Section 5, Township 23 — Upset Price: $22,363.83

• 154 Applebrooke Cres — Lot 46, Plan KAP47769, Section 5, Township 23 — Upset Price: $27,480.98

• 1378 Rocky Point Dr — Lot 8, Plan EPP9195, Section 5, Township 23 — Upset Price: $18,986.16

• 338 Moubray Rd — Lot 3, Plan KAP74910, Section 5, Township 23 — Upset Price: $6,932.37

• 309 - 3185 Via Centrale — Plan KAS1655, Lot 43, Section 14, Township 23 — Upset Price: $4,458.70

• 9 - 2110 Matrix Cres — Lot 9, Plan EPS6141, Section 14, Township 23 — Upset Price: $26,892.04

• 2046 Bennett Rd — Lot 6, Plan KAP16573, Section 17, Township 23 — Upset Price: $12,241.60

• 12 - 1960 Northern Flicker Crt — Lot 12, Plan EPS5906, Section 28, Township 23 — Upset Price: $6,759.14

• 19 - 1960 Northern Flicker Crt — Lot 19, Plan EPS5906, Section 28, Township 23 — Upset Price: $16,003.63

• 4235 Shanks Rd — Plan KAP19420, Lot 1, Section 34, Township 23 — Upset Price: $11,463.52

• 2 - 3590 Mathews Rd — Plan KAP1247, Lot 60, Sections 3 & 34, Township 26 — Upset Price: $1,543.07

• 2395 Abbott St — Lot 12, Plan KAP6701, District Lot 14 — Upset Price: $18,955.74

• 4040 Casorso Rd — Plan KAP46364, Lot B, Section 5, Township 26 — Upset Price: $88,604.65

• 1515 Pasadena Rd — Plan KAS2265, Lot 1, Section 14, Township 26 — Upset Price: $9,762.40

• 2126 Kaslo Crt — Plan KAP25943, Lot 18, Section 19, Township 26 — Upset Price: $16,001.12

• 2990 Dunster Rd — Plan KAP1353B, Section 21, Township 26 — Upset Price: $51,601.97

• 715 Wayne Rd — Lot 21, Plan KAP24348, Section 22, Township 26 — Upset Price: $11,165.50

• 220 Dougall Rd S — Lot 7, Block D, Plan KAP4740, Section 23, Township 26 — Upset Price: $14,178.19

• 210 Dougall Rd S — Lot 8, Block D, Plan KAP4740, Section 23, Township 26 — Upset Price: $12,310.67

• 190 Dougall Rd S — Lot 10, Block D, Plan KAP4740, Section 23, Township 26 — Upset Price: $33,882.76

• 1155 Toovey Rd — Lot 15, Plan KAP23445, Section 24, Township 26 — Upset Price: $9,462.31

• 1032 Webster Rd — Lot B, Plan KAP88662, Section 25, Township 26 — Upset Price: $14,913.47

• 515 Rutland Rd N — Plan KAP7893, Lot A, Section 26, Township 26 — Upset Price: $25,737.81

• 1611 Elm St — Lot 5, Plan KAP16374, Section 20, Township 26 — Upset Price: $17,055.65

• 1131 Sutherland Ave — Lot 1, Plan KAP17148, Section 19, Township 26 — Upset Price: $97,848.63

2025 West Kelowna Tax Sale Property List

The following properties are scheduled for the West Kelowna Tax Sale on September 29, 2025 at 10:00 a.m. in Council Chambers, West Kelowna City Hall.

⚠️ Note: Properties may be withdrawn if delinquent taxes are paid before the auction date.

West Kelowna Properties

• 3980 Milford Rd — Lot 48, Plan KAP16444, District Lot 434 — PID: 007-093-071

• 1642 Pritchard Dr — Lot 2, Plan KAP27477, District Lot 434 — PID: 004-831-233

• 2460 Smid Rd — Lot G, Plan KAP21804, District Lot 486 — PID: 007-307-012

• 137 - 4205 Gellatly Rd S — Lot 32, Plan KAS3058, District Lot 487 — PID: 026-768-551

• 1950 Rosealee Lane — Lot 21, Plan KAP76534, District Lot 503 — PID: 026-070-553

• 2796 Benedick Rd — District Lot 521 — PID: 011-515-384

• 4208 - 3842 Old Okanagan Hwy — Lot 193, Plan KAS3488, District Lot 807 — PID: 027-771-067

• 1 - 2155 Horizon Dr — Lot 1, Plan KAS2550, District Lot 1117 — PID: 025-715-275

• 9 - 830 Westview Way — Lot 9, Plan EPS5460, District Lot 1117 — PID: 031-155-090

• 12 - 830 Westview Way — Lot 12, Plan EPS5460, District Lot 1117 — PID: 031-155-120

• 1843 Diamond View Dr — Lot 55, Plan KAS3123, District Lot 4662 — PID: 026-905-086

• 1018 Aurora Hts — Lot 2, Plan KAS3556, District Lot 1117 — PID: 027-710-513

• 2340 Thacker Dr — Lot 1, Plan KAP16708, District Lot 1118 — PID: 008-546-711

• 2210 Boucherie Rd — Lot A, Plan KAP35363, District Lot 1118 — PID: 001-479-563

• 1543 Vineyard Dr — Lot 37, Plan KAP77451, District Lot 2045 — PID: 026-187-442

• 3366 Glencoe Rd — Lot B, Plan KAP20968, District Lot 2554 — PID: 007-664-699

• 2818 Bentley Rd — Lot 63, Plan KAP82309, District Lots 2044 & 2601 — PID: 026-899-418

• 2846 Bentley Rd — Lot 77, Plan KAP82309, District Lot 2044 — PID: 026-899-558

• Shannon View Dr — Lot 3, Plan KAP23091, District Lot 2602 — PID: 006-578-284

• 2370 Tallus Ridge Dr — Lot 1, Plan KAP85779, District Lot 2602 — PID: 027-366-405

• 1965 Cornerstone Dr — Lot 40, Plan KAS2697, District Lot 2602 — PID: 027-035-255

• 1765 Lenz Rd — Lot A, Plan KAP64721, District Lot 2683 — PID: 024-548-791

• 703 Lake Crt — Lot 11, Plan EPP85600, District Lot 2689 — PID: 030-666-058

• 3871 Glenway Rd — Lot 18, Plan KAP25190, District Lot 3188 — PID: 005-578-302

• 2848 Lower Glenrosa Rd — Lot 2, Plan KAP32791, District Lot 3188 — PID: 003-311-279

• 3563 Goldie Way — Lot 4, Plan EPP55566, District Lot 3189 — PID: 029-762-146

• 2683 Lakeview Rd — Lot B, Plan KAP81849, District Lot 3481 — PID: 026-791-749

• 3746 Astoria Dr — Lot 3, Plan EPP113607, District Lot 3482 — PID: 031-577-334

• 3750 Astoria Dr — Lot 4, Plan EPP113607, District Lot 3482 — PID: 031-577-342

• 3770 Astoria Dr — Lot 9, Plan EPP113607, District Lot 3482 — PID: 031-577-393

• 3769 Astoria Dr — Lot 20, Plan EPP113607, District Lot 3482 — PID: 031-577-504

• 3745 Astoria Dr — Lot 26, Plan EPP113607, District Lot 3482 — PID: 031-577-563

• 3737 Astoria Dr — Lot 28, Plan EPP113607, District Lot 3482 — PID: 031-577-580

• 3733 Astoria Dr — Lot 29, Plan EPP113607, District Lot 3482 — PID: 031-577-598

• 3525 McKellar Rd — Lot 21, Plan KAP777, District Lots 3483, 3484, 3864 — PID: 012-078-522

• 2520 Crown Crest Dr — Lot 2, Plan EPP56818, District Lot 3793 — PID: 029-872-120

• 3388 McQueen Rd — Lot 1, Plan KAP25473, District Lot 3796 — PID: 005-456-860

• 2922 McAllister Rd — Lot 94, Plan KAP25608, District Lot 3796 — PID: 005-400-210

• 2950 McAllister Rd — Lot 2, Plan KAS3814, District Lot 3796 — PID: 028-300-815

• 1495 Scott Cres — Lot 30, Plan KAP24396, District Lot 3866 — PID: 005-944-538

• 3116 Coventry Cres — Lot 16, Plan KAP37660, District Lot 3904 — PID: 006-042-961

• 1654 Touriga Pl — Lot 12, Plan EPP100539, District Lot 4227 — PID: 031-272-835

• 1646 Touriga Pl — Lot 14, Plan EPP100539, District Lot 4227 — PID: 031-272-851

• 6 - 1798 Olympus Way — Lot 1, Plan KAS2831, District Lot 4662 — PID: 026-312-221

• 191 - 1699 Ross Rd — Strata Lot, Plan KAS2443 — Folio: 72070.884

• 222 - 1699 Ross Rd — Strata Lot, Plan KAS2443 — Folio: 72072.220

• 229 - 1699 Ross Rd — Strata Lot, Plan KAS2443 — Folio: 72072.290

• 233 - 1699 Ross Rd — Strata Lot, Plan KAS2443 — Folio: 72072.332

• 4A - 1375 Green Bay Rd — Strata Lot, Plan KAS3685 — Folio: 72090.041

• 14A - 1375 Green Bay Rd — Strata Lot, Plan KAS3685 — Folio: 72090.143

• 15B - 1375 Green Bay Rd — Strata Lot, Plan KAS3685 — Folio: 72091.150

• 16B - 1375 Green Bay Rd — Strata Lot, Plan KAS3685 — Folio: 72091.161

FAQs

Can I inspect properties before bidding?
No. Properties are sold “as is, where is.” Drive-by only.

Do I need cash to bid?
Yes. Certified cheque, bank draft, or cash is required.

What happens if the property redeems?
You get your purchase price back plus 6% annual interest (2025 rate).

Can owners delay sales?
Yes. Partial payments before auction can push the sale back a year. After auction, only full redemption is accepted.

Do mortgages disappear?
Most mortgages are cleared after redemption expires. Some liens (like Crown or environmental) may remain.

Final Thoughts

Kelowna and West Kelowna tax sales aren’t for everyone. The odds are high that most properties will be redeemed — but that’s not a bad thing.

As a buyer, you either:

• Earn a guaranteed return that beats bonds, or

• Get lucky and acquire real estate at a steep discount.

Think of tax sales as a bond alternative with optional upside. For patient investors willing to tie up funds for a year, they offer one of the most unique opportunities in the Okanagan real estate market.

👉 Explore active MLS® listings in Kelowna & West Kelowna: Search Homes
👉 Stay ahead of the market: Subscribe to Our Weekly Insights here

📞 Looking for a real estate deal, a holding property, or an ongoing investment in Kelowna or West Kelowna? Call me directly at 250-801-0361 and let’s talk strategy.